Learn More About Our Personal Bank Accounts
Applied Bank provides straight-forward, easy to manage checking solutions to fit your banking needs. With no minimum balance requirements or monthly maintenance fees on checking products, you’ll be able to conveniently manage your finances your way.
Our safe and secure mobile banking app provides account access at your fingertips. Check all of your account balances and activity, initiate transfers and deposit checks all from your IOS or Android device while you are on-the-go.
| Product | Applied Rewards Checking | Applied Rewards 50+ Checking | Personal Money Market | Personal Savings |
|---|---|---|---|---|
| Description | This flexible account allows you to bank on your own terms with Checks, Debit Card, Bill Pay and Free Online access. | A special account for our 50+ year old customers. Free Checking – with Interest. You've earned it! | Earn competitive rates and have convenient access to your cash with Personal Money Market Accounts. | Save your money with Delaware's Safest Bank while earning interest. |
| Open Your Account | Apply Now | Apply Now | Apply Now | Apply Now |
| Earns Interest | Yes** | Yes** | Yes | Yes |
| Unlimited Check Writing / Transfers | Yes | Yes | Yes* | Yes* |
| Minimum Balance Requirement | None | None | $1,000 | $500 |
| Monthly Service Fee | $0 | $0 | $10 if minimum balance is not met | $10 if minimum balance is not met |
| Online Banking | Free | Free | Free | Free |
| Online Bill Pay | Free | Free | Free | Free |
| Mobile Banking | Free | Free | Free | Free |
| Mobile Check Capture** | Free | Free | Free | Free |
| Visa Debit Card | Free | Free | Free | Free |
| First order of Checks | Free | Free | Free | N/A |
*Transaction limitations apply to Money Market and Savings products through Regulation D. There is a limit of six (6) authorized transfers, withdrawals or other drafts to third parties in each monthly account cycle.
**Restrictions may apply.
What do you need to Apply?
Requirement for Personal Accounts
- Image or copy of the driver’s license for all owners and authorized signers
- Image or copy of proof of physical address (ex. utility bill or lease agreement)